Ep. 142: Income That Lasts vs. Yield That Lures

6 sources under one throughline — income that lasts vs. yield that lures. (1) OUR OWN SCHD rally autopsy (up ~30% in 2026 but a record-low ~2.9% yield + 41.7% top-10 concentration = paying up; DGRO dividend-growth foil); (2) Moose 'who invests at 2% when they can get 25%' yield-trap sermon (a fund can't out-earn its distribution → NAV melts; total return + dividend growth win); (3) Doug the Retirement Guy growth-vs-income — investor grew 17% but had to go back to work because the portfolio didn't throw off spendable income; (4) the three retirement numbers (~$400k/~$800k/~$1M) and which one really lets you stop; (5) Benzinga monthly-dividend screen + STAG/LTC/PSEC (coverage over headline yield); (6) Aristotle Pacific active fixed-income ETFs SDUR/ARCP/ARMS — bonds are back as boring ballast. Trimmed 2 of 8 JMc URLs: a beginner passive-income livestream (9KPPipBvJJ0) and a weekly-payer NAV-erosion vlog (NKTmVQ98Ks0) that overlapped the yield-trap spine.